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Visitors to this website are bound by the terms below, by continue usage you are accepting the terms and agree to be bound by the agreement.

The website is for general informational purposes only and is subject to change without notice. The information you obtain in this site is not, nor is it intended to be professional advice. You should consult with and rely on your own independent legal, financial and tax advisors regarding your particular set of facts and circumstances. The products and services may not be available in all states. The website owner is not responsible for typographical errors and no warranty is provided regarding accuracy of information as product informations, company guidelines, rate and rules may change frequently.  You may access the website at your own risk. The website owner nor any of its affiliates shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages arising in any way from the information contained in this website or any information transmitted via this website. As a visitor to the website, you agree not to use of any manual or automated software, devices, or other processes to "scrape", “crawl” or “spider” any web pages contained in the Site which is strictly prohibited. 

 

Privacy Policy

This privacy policy discloses the privacy practices for www.saveonloans.biz. This privacy policy applies solely to information collected by this web site. It will notify you of the following:

    1    What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared. 

    2    What choices are available to you regarding the use of your data. 

    3    The security procedures in place to protect the misuse of your information. 

    4    How you can correct any inaccuracies in the information. 

 

Information Collection, Use, and Sharing 

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information. You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website: See what data we have about you, if any.  Change/correct any data we have about you. Have us delete any data we have about you. Express any concern you have about our use of your data.

 

Security 

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

 

Updates

Our Privacy Policy may change from time to time and all updates will be posted on this page. If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at email: weballacess@gmail.com

 Riju R. Sam is licensed in California, Arizona, Colorado, Florida, Texas, Pennsylvania, Oklahoma   NMLS:1101409

 CA DRE: 01893153   AZ: LO-1001276  CO: 100536703  FL: LO48467  TX: 1101409  PA: 82251  OK: MLO32283     

LOAN FACTORY, INC          

  

2195 Tully Road, San Jose, CA 95122            NMLS: 320841

CA DRE:  01771313     AZ: 1023024   CO: 320841  FL: MLD2334  TX: 320841   PA: 77884   OK:  ML013775

​(T)  818-275-1019     (E)  loans@rijursam.org

NMLS Consumer Link - http://www.nmlsconsumeraccess.org        

The services referred to herein are not available to persons located outside the state of California, Arizona, Colorado, Florida, Texas, Pennsylvania and Oklahoma. This licensee is performing acts for which a real estate license is required. Loan Factory, Inc is licensed by the California Bureau of Real Estate, Broker # 01771313 NMLS # 320841.

*All loan approvals are conditional, and all conditions must be met by borrower. Loan approval is not guaranteed and is subject to lender review of information.  Loan is only approved when lender has issued approval in writing and is subject to lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.  Loan Factory, Inc is an Equal Opportunity Mortgage Broker/Lender.  As a broker, Loan Factory, Inc is NOT individually approved by the FHA or HUD, but Loan Factory, Inc is allowed to originate FHA loans based on their relationships with FHA approved lenders. 

 

Licensed in Texas by the Texas Department of Savings and Mortgage Lending. 

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov

Loan Factory, Inc is an Equal Opportunity Mortgage Broker 

 

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